For brokers and immigration firms
Send your client to us. Nobody pays anybody.
We read both bureau reports. We check each item against the province's rules. We write the dispute letters, in English or French. The client sends them, and we track the answer dates.
We are not a credit repair service. We never promise a result.
A picture, not your data
What your client gets
Upload the PDF
Your client adds their report. We read the file, not a photo of it.
We take their identity out
We remove their name and numbers before anyone looks at the rest.
They check every item
They tell us what looks right and what looks wrong. They decide.
Their letters
We write the letters. They read them and send them themselves.
They send. We track.
We watch the clock and tell them when an answer is due.
How referring works
You give them the link.
Share your referral link with your client. That's it — no form for you to fill in.
They open an account.
They sign in with their email and start on Overview: their two free reports, the upload, the evaluation. A package is set after a conversation with us.
The client pays CreditScoreTeam, nobody else.
Nobody pays anybody. No fee to you. No fee from you.
You never see their report.
Your client's file stays private. We never show it to you, and you never need it.
https://www.creditscoreteam.com/en/refer/your-codeYou get your code after the call. The page says "Referred by" and your firm's name. Nothing else changes for the client.
Who we work with
Mortgage brokers
Your client needs an accurate file before a lender looks at it. We help them check it and write their own letters. We never recommend a lender. We take no commission on mortgages or investments.
Immigration firms
A newcomer's credit file often starts thin or wrong. We help your client check both bureau reports and write their own letters about anything that is wrong, in English or French.
Real estate agents and settlement workers
A buyer's file matters before they ever see a mortgage offer. Same link, same rule.
What we never promise
We are not a credit repair service. We never promise a result. See what a client pays
- We never say information can be removed. Accurate information stays on the file.
- We never promise a score will go up. We never show a number as anyone's credit score.
- We never promise an approval. Lenders decide, not us.
- We never promise a result at all.
- Mortgage questions go to a licensed broker. We explain. We do not recommend.
Request a call.
Fifteen minutes, on the phone or on video. We show how it works and answer your questions.
We got it.
We email you to set a time.
Share the link. That is the whole program.
No fee, no code to learn, no promise we cannot keep.