NUNAVUT · STILL CHECKING
Not checked yet
We have not finished checking which law covers credit reports in Nunavut. We quote nothing until we have.
Federal privacy law (PIPEDA) →Your Nunavut report.
Your play.
Upload your Equifax and TransUnion reports. We explain every line in plain words and check it against the law that applies in Nunavut. When you are ready, your letters follow. You read them. You send them.
We are not a credit repair service. We draft; you decide and send.
Your file · Nunavut9 of 12 items checked
Collection account · both bureausTo check
Credit card · paid as agreedLooks right
Address you never lived atLetter drafted
Assistant
This collection shows on both reports. If it isn't yours, I can draft one letter for each bureau.
Draft lettersShow the rule
What applies in Nunavut
Every rule in plain words. Every source linked.
HOW LONG ITEMS MAY STAY
We have not cleared the time limits for Nunavut yet. We say nothing about them until we have.
FEDERAL PRIVACY LAW
PIPEDA
Federal privacy law applies across Canada. It covers your right to see the information a bureau holds about you.
Quoted section coming
Federal privacy law (PIPEDA) →WHO TO WRITE TO
Equifax Canada · TransUnion Canada
Each letter goes to the bureau's own dispute address. We show the address when you write.
Equifax Canada →TransUnion Canada →Nothing here is legal advice. Where a card shows a quote, it is the government's own text, with the date we read it. Where it says “Quoted section coming”, we are still checking the exact section. The card gives the rule in plain words and links the official page. Accurate information stays on your report; we help you question what is wrong or out of date.
Five steps
From your report to your letters.
- Upload both reportsEquifax and TransUnion. Your personal details are blacked out on screen.
- Read every lineEach code becomes plain words, with the rule that applies beside it.
- Mark what’s wrongCorrect, not sure, or something is wrong. You choose.
- Get your lettersWith the Season or the Cup: one for each bureau, built on the rule. You read them first.
- Send and trackYou send. We show the date each bureau should answer by.
STRAIGHT TALK
What we never do.
The rules are the same for everyone. Knowing them is the whole point.
- We never remove accurate information. Nobody can.
- We never promise a score change, an approval or a removal.
- Nothing leaves without your say. You read, you approve.
- We never show you a number and call it your credit score.
Waitlist
Email me when CreditScoreTeam opens fully in Nunavut
CreditScoreTeam is open by invitation for now. Leave your email and we write to you once, when it opens fully.
Start here
Both reports, every line explained.
You upload your own two reports. We read both, with the rules that apply in Nunavut shown beside each item. Credited if you go on to the Season or the Cup.
The evaluation
$99
- Both reports read, line by line
- Every item in plain words
- Your province's rule beside each item
- Items worth questioning, flagged
The $99 comes off the Season or the Cup if you go on.
The evaluation is the reading. Letters come with the Season or the Cup.
See what's in the evaluationQuestions people in Nunavut ask.
Do you remove things from my report?
No. Nobody can remove accurate information. We help you find what is wrong or out of date and draft the letter you send yourself.
Which law applies in Nunavut?
We have not finished checking. Until we have, we quote no rule for Nunavut. Federal privacy law (PIPEDA) applies across Canada.
Do I get a credit score?
No. We do not make up a score, and we never call a number of ours your credit score.
Is this in French?
Yes. Every Nunavut page and letter is available in English and French.